The Best Investments That Young Professionals in the Philippines Can Make Right Now

  • Invest in PhilHealth to secure health and medical expenses during the COVID-19 pandemic.
  • You can put money into Pag-IBIG MP2 Savings for higher dividends and government-guaranteed security.
  • Consider stocks for high returns with some risk involved. You should also seek advice from a financial advisor.
  • Invest in residential, commercial, industrial, or agricultural land for a variety of benefits.
  • Retirement savings plans are essential for long-term security. Look for a plan that offers the most benefits and protection.

As a young professional in the Philippines, it is essential to start investing your money to secure your financial future. With various investment options available, deciding where to put your money can be challenging. In this blog, you will learn about the best investments you can make now.


Health is wealth, and securing your health while you still can is essential. PhilHealth is a program designed to assist Filipinos with medical expenses when needed. This program covers hospitalization, laboratory and diagnostic tests, medicine, and other healthcare services. It is also important to note that with the COVID-19 pandemic still a concern, having access to medical treatments and services is more critical than ever.

Pag-IBIG MP2 Savings

The Pag-IBIG MP2 Savings program offers higher dividends compared to regular savings accounts. It is also a government-guaranteed investment program, meaning your investment is safe.

The money you put into this program can be withdrawn after five years, and the dividends you earn will be paid out annually. This program is perfect for those looking for a low-risk investment option.


Shares of ownership in a company can be purchased as stocks, which are a type of investment. As a shareholder, you can earn dividends when the company makes a profit. Stocks are considered a high-risk investment option, as the value of a company can fluctuate significantly over time. However, if you invest wisely, stocks can provide you with significant returns. Researching and seeking advice from a financial advisor before investing in stocks is essential.

Real Estate


Real estate is an investment that has been around for centuries. Investing in real estate can provide you with long-term income and significant returns when selling. There are many types of real estate investments to consider, such as the following:

Residential properties

Residential properties are a great investment option for young professionals who are looking to buy their first home or generate rental income. Properties can be bought and sold, rented out, or renovated for increased value.

Commercial properties

Commercial properties are buildings that are used to conduct business operations, such as office space, retail stores, and warehouses. Investing in commercial properties can provide you with long-term rental income and significant returns when selling.

Industrial properties

Industrial properties are buildings that are used for manufacturing or storage purposes. Investing in industrial properties can provide you with consistent cash flow from leases, as well as potential capital appreciation when the property is sold.

Agricultural land

Agricultural land is an excellent investment for those who are looking to diversify their portfolio. Investing in land can provide you with rental income from leases, as well as the potential for capital appreciation when the land is sold.

The Philippine real estate market has been growing steadily, making it a great investment option. It is essential to research the market thoroughly and seek advice from a real estate agent before making any investments.

Mutual Funds

A mutual fund is a pool of money collected from various investors, which is then invested in stocks, bonds, and other investment instruments. This investment option provides the benefit of diversification, as the fund is managed by professionals who diversify the investments in the fund. Mutual funds are considered a low-risk investment option, making it perfect for those who are new to investing.

Retirement Savings Plan


Having just one retirement fund may not be enough to secure your financial future. Investing in a retirement savings plan is a great way to ensure that you have the money you need when you retire. By putting in a fixed amount of money each month, you can build a retirement nest egg that will provide you with the security you need in the future.

You should look for a retirement savings plan in the Philippines that offers the best benefits and security for your money. Just make sure you invest in this as early as possible to get the most out of your investment.

Investing in the Philippines can be a great way to secure your financial future. Whether you choose PhilHealth, Pag-IBIG MP2 Savings, stocks, real estate investments, or mutual funds – there is an option for everyone and every budget.

Make sure that you research and seek advice from professionals before investing any money into these options to make informed decisions about where to put your hard-earned cash. With careful planning and wise investment choices, young professionals in the Philippines will have no problem achieving their long-term financial goals.

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